Mensuel de octobre 2021 - Informatique financière

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The Future of “Money”?
Understanding traditional “fiat” money, digital “CBDCs”, “stablecoins” and “cryptocurrencies”   By Jean DIEDERICH, President, APSI, NTA Luxembourg DIGITALEUROPE   The main idea behind the financial technology (FinTech) revolution is that the Internet helps to create innovation and disrupts fundamental aspects of society like “money” and payments. Different visions for the future of money have appeared in the last years and the COVID-19 shutdowns have accelerated a shift towards digital and contactless payments, prioritising a digital vision of money over physical cash.   On one side the digital currencies include “cryptocurrencies”, “stablecoins”, and “central bank digital currencies (CBDCs)”, on the other side,...
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