Mensuel de novembre 2017 - Assurances / Pension

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PRIIPS - navigating complexity
The PRIIPs (packaged retail and insurance-based investment products) Regulation, which will enter into force on 01 January 2018 aims at standardising and improving product information in order to allow retail customers to make more informed investment choices. Although the European Commission started working on the PRIIPs concept before the financial crisis, the events of 2008 made it clear that a significant number of retail investors did not have a good understanding of the risks inherent to investment products.   Further, charges were not always presented in a way which made it easy for customers to understand their overall amount and their impact on performance over time. It was therefore necessary to both improve transparency and rebuild trust in the financial...
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