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Mensuel de juillet 2026 - Fonds & Marchés

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Structure before selection: the decision that drives most of your returns
By Tim VANVAERENBERGH, CEO, Shelter Investment Management   The wrong conversation   When investors sit down with an asset manager, the conversation tends to follow a familiar pattern. Which funds are you recommending? What does your top 10 stocks look like? What is your track record? Who are your portfolio managers? These are reasonable questions. They are also, in a sense, the wrong ones to start with.   The more consequential decision, how capital is divided across asset classes, often gets less attention than it deserves. That imbalance has costs.   In 1986, Gary Brinson, Randolph Hood, and Gilbert Beebower published a study that has shaped investment thinking ever since,...
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