HSBC announces the appointment of Karim Niraoui as Chief Compliance Officer, Luxembourg. Karim Niraoui is a compliance specialist with over 20 years’ experience in multiple jurisdictions and domains including asset management, retail and wealth management, financial crime, regulatory affairs and conduct. Originally from Germany, Karim Niraoui lived in several European countries. He graduated from a business school in Belgium and started his career in Luxembourg. In his previous role, Karim Niraoui was heading the HSBC Middle East regional regulatory compliance function, based in Dubai.