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By Romain SWERTVAEGER, Partner, Fintech Leader Florent CHARLIER, Senior Manager, Audit, EY Luxembourg
The fintech industry emerged alongside the growth of e-commerce almost two decades ago, and has since then experienced an incredible expansion, at least until the Covid pandemic, where the industry was the key driver in venture capital funding globally. Since then, the post-Covid pandemic economic downturn and the relative drying up of venture capital funding – while artificial intelligence (AI) has taken central stage – has questioned the trajectory of an industry once seen as posed to overtake traditional finance.
Fintech, has the revolution finally happened?
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